Cash by CRED

Cash by CRED

PF withdrawal for home purchase: eligibility, rules and limits

PF withdrawal for home purchase: eligibility, rules and limits

EPF members can withdraw savings for home purchase: either for buying a residential plot, a house/flat, or for construction. under the new EPF Scheme, 2026, the rules have become significantly more flexible. minimum service: Most housing withdrawals now require just 12 months of employees provident fund (EPF) membership (reduced

what should I check before using a cash advance app for emergency funds?

what should I check before using a cash advance app for emergency funds?

before using any cash advance app, the lender should be checked for RBI registration on the official Digital Lending App directory. the app must provide a Key Fact Statement with the annual percentage rate, processing fees, and repayment schedule upfront. interest rates on these apps can range from 35% to

how can I maximize travel-related earnings from rewards without breaking rules?

how can I maximize travel-related earnings from rewards without breaking rules?

maximizing travel rewards is about strategy, not overspending. cards that match existing spending patterns work best. bank loyalty portals offer accelerated rewards on travel bookings. points transferred to airline or hotel programs can deliver premium redemptions. leave travel allowance (LTA) under Section 10(5) provides tax-free domestic travel for

loan against PF: is it possible? eligibility and alternatives

loan against PF: is it possible? eligibility and alternatives

the distinction is important. the member is not borrowing from the EPFO. they are taking out a portion of their own retirement savings early. there is no interest to pay, no equated monthly instalment (EMI) to track, and no repayment obligation. but there is a cost: the money stops earning

education loan eligibility calculator: check your loan eligibility

education loan eligibility calculator: check your loan eligibility

an education loan eligibility calculator is a tool that helps determine how much a student can borrow for higher education. it looks at the co-applicant's income and existing financial obligations to arrive at an estimated loan amount. the tool is straightforward to use. the applicant enters details

which banks offer debt consolidation loans in India? eligibility and options

which banks offer debt consolidation loans in India? eligibility and options

a debt consolidation loan is used to combine multiple existing debts into one single loan. instead of paying several EMIs to different lenders, the borrower replaces them with one consolidated loan that has: * a single interest rate * one repayment schedule * one monthly EMI the loan amount is used to clear

how much can I borrow for home renovation?

how much can I borrow for home renovation?

the renovation loan amount comes down to three numbers: project cost, property worth, and what the borrower can afford to repay. most lenders will fund the entire renovation estimate. but RBI's LTV rules put a ceiling on that. loan limits across lenders: lenderloan rangebank of Barodaup to ₹10