PF and EPF

how to check PF with UAN number?

how to check PF with UAN number?
Photo by Jakub Żerdzicki / Unsplash

a universal account number (UAN) allows EPFO members to check their PF balance in under five minutes. this 12-digit number links all PF accounts from different employers. it serves as the primary access point for provident fund details.

several options exist for checking the PF balance. the EPFO member passbook portal, Umang app, sms, and missed call are all available. the UAN must be active and linked to the registered mobile number for any of these methods to work.

checking through the EPFO passbook portal

the member passbook portal shows the complete transaction history monthly contributions from the employee and employer, interest credited, and any withdrawals made.

steps:

  • visit the EPFO member passbook portal at passbook.epfindia.gov.in
  • enter the 12-digit UAN and password
  • complete the captcha verification and click sign in
  • select the PF account number to view the passbook
  • the passbook shows month-by-month contributions and the current balance

the portal provides the most detailed view. it shows the employee share, employer share, pension contribution, and the total balance with accrued interest. the passbook can also be downloaded as a pdf for record-keeping.

checking through the Umang app

the Umang (unified mobile application for new-age governance) app offers a mobile-friendly way to check the PF balance. the app also allows members to raise claims and track their status.

steps:

  • download the Umang app from the google play store or apple app store
  • register using the mobile number linked to the UAN
  • navigate to the EPFO section under services
  • select "view passbook" and enter the UAN
  • the PF balance and recent transactions appear on the screen

the app provides a summary of transactions for the last three months, and the complete passbook can be downloaded as a pdf.

checking through sms

the sms method works without an internet connection. the response includes the last contribution, current balance, and available know your customer (KYC) information.

steps:

  • open the sms app on the registered mobile number
  • type the message in this format: EPFOHO UAN
  • send it to 7738299899
  • a reply sms arrives with the PF balance and last contribution details

the service is available in 10 languages. to receive the response in a regional language, add the language code after the UAN: for example, epfoho UAN hin for Hindi, tam for Tamil, or tel for Telugu.

checking through a missed call

the missed call method is the quickest way to check the balance. the call gets disconnected automatically, and an sms with the PF details arrives shortly after.

steps:

  • from the registered mobile number, give a missed call to 9966044425
  • the call disconnects after one or two rings
  • an sms with the PF balance and other details arrives within a few minutes

this method works only if the UAN is active and the mobile number is registered with the employees provident fund organisation (EPFO). if the number is not registered, the request does not go through.

prerequisites for checking PF balance

the UAN must be active and linked to the mobile number for any of these methods to work. if the UAN is not activated, the passbook access and sms services will not function.

KYC documents, meaning Aadhaar, permanent account number (PAN), and bank account details, must be seeded and verified in the EPFO system. updates made to KYC reflect only after the employer approves them.

if the PF balance does not show the full amount after changing jobs, the previous employer's PF account may need to be transferred to the current one using the UAN portal.

details available in the passbook

the employees provident fund (EPF) passbook provides a complete statement of the PF account. it includes monthly contribution details from both the employee and employer, the employee pension scheme (EPS) contribution, interest credited annually, and any withdrawals or transfers made.

the passbook helps track whether contributions are being credited on time and whether the interest rate of 8.25% per annum for fy26 has been applied correctly. regular checks allow members to spot discrepancies early and get them corrected.

frequently asked questions

1. how do I check my PF balance using the UAN number?

log in to the EPFO member passbook portal or the Umang app using the UAN and password. the balance appears on the screen after login.

2. can I check my PF balance without an internet connection?

send an sms to 7738299899 with the text "epfoho UAN" or give a missed call to 9966044425 from the registered mobile number.

3. what is the sms number for PF balance check?

the sms number is 7738299899. send the message in the format "epfoho UAN" from the registered mobile number.

4. why is my PF balance not showing on the passbook?

the UAN may not be active, or the mobile number may not be registered with the EPFO. KYC documents may also need to be verified. new contributions take up to 48 hours to reflect in the passbook.

5. can I check the PF balance without the UAN?

this is possible only through the employer. the hr or finance department can provide an updated PF balance statement. direct access through the EPFO portal or Umang app requires the UAN.

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