Cash by CRED

Cash by CRED

what documents do I need to get my travel expenses reimbursed by my employer?

what documents do I need to get my travel expenses reimbursed by my employer?

getting travel expenses reimbursed by an employer requires the right documents. the exact list depends on whether the claim is for a business trip or for leave travel allowance (LTA). LTA is a salary component that allows employees to claim tax-free reimbursement for domestic travel, covered under section 10(

PF withdrawal rules & charges and their impact on loan eligibility

PF withdrawal rules & charges and their impact on loan eligibility

PF withdrawals are not loans. there is no interest to repay and no equated monthly instalment (EMI) to track. but the cost is real. the cost is a reduction in retirement savings, potential tax deductions, and the loss of compounding growth on the withdrawn amount. these can affect loan eligibility

what's the best way to compare home renovation loan options across different banks?

what's the best way to compare home renovation loan options across different banks?

home renovation loans have different costs across lenders. borrowers tend to focus on the interest rate first. the final amount paid depends on several other factors, since processing fees, loan tenure, prepayment penalties, and tax rules all play a role. a lower rate does not always mean a cheaper loan.

are there government schemes or subsidies for marriage loans in India?

are there government schemes or subsidies for marriage loans in India?

no central government scheme offers marriage loans specifically for underprivileged girls in India. but several schemes provide financial help for marriage expenses. these are grants. the money does not have to be paid back. these schemes fall into four types: central government schemes for inter-caste marriages, state government marriage

what is a travel loan and how does it work?

what is a travel loan and how does it work?

people often confuse a travel loan with a special product. it is not. it is simply a personal loan used for a trip. the money works the same way. the borrower gets a lump sum and repays it in monthly instalments. the lender does not care about the destination or

how to get personal loan without income proof?

how to get personal loan without income proof?

getting a personal loan without income proof is difficult but not impossible. several options exist for self-employed individuals, freelancers, gig workers, and those without formal salary documents. demonstrating repayment capacity through alternative means is the way forward. lenders typically require salary slips, form 16, or income tax returns to

does foreclosure of personal loan affect CIBIL score

does foreclosure of personal loan affect CIBIL score

foreclosing a personal loan does not automatically damage the credit information bureau (India) limited (CIBIL) score. when a loan is closed through the proper process, credit bureaus record the account as "closed" with a complete repayment history, which signals financial discipline to future lenders. the more accurate question